LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,412
−HK$3,098/mo
▼ 0.25% · 3.875%
HK$50,949
−HK$1,561/mo
Today · 4.125%
HK$52,510
baseline
▲ 0.50% · 4.625%
HK$55,705
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,020/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,970
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,444
−HK$1,496/mo
Today · 4.125%
HK$57,940
baseline
▲ 0.50% · 4.625%
HK$60,994
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,880/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,294
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,138
−HK$1,874/mo
Today · 4.125%
HK$63,012
baseline
▲ 0.50% · 4.625%
HK$66,846
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,024/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,964
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,733
−HK$1,795/mo
Today · 4.125%
HK$69,528
baseline
▲ 0.50% · 4.625%
HK$73,193
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,056/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,176
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,328
−HK$2,186/mo
Today · 4.125%
HK$73,514
baseline
▲ 0.50% · 4.625%
HK$77,987
+HK$4,473/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,028/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,958
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,022
−HK$2,094/mo
Today · 4.125%
HK$81,116
baseline
▲ 0.50% · 4.625%
HK$85,391
+HK$4,275/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,232/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,941
−HK$5,577/mo
▼ 0.25% · 3.875%
HK$91,707
−HK$2,811/mo
Today · 4.125%
HK$94,518
baseline
▲ 0.50% · 4.625%
HK$100,269
+HK$5,751/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,036/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,946
−HK$5,345/mo
▼ 0.25% · 3.875%
HK$101,599
−HK$2,692/mo
Today · 4.125%
HK$104,291
baseline
▲ 0.50% · 4.625%
HK$109,789
+HK$5,498/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,582/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,929 · Scale 2, in force from 26 Feb 2026)