LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,412
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,949
−HK$1,562/mo
Today · 4.125%
HK$52,511
baseline
▲ 0.50% · 4.625%
HK$55,706
+HK$3,195/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$105,022/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,971
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,445
−HK$1,496/mo
Today · 4.125%
HK$57,941
baseline
▲ 0.50% · 4.625%
HK$60,995
+HK$3,054/mo
Deposit HK$10.83M · loan HK$10.83M · min. income ≈ HK$115,882/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,295
−HK$3,718/mo
▼ 0.25% · 3.875%
HK$61,139
−HK$1,874/mo
Today · 4.125%
HK$63,013
baseline
▲ 0.50% · 4.625%
HK$66,847
+HK$3,834/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,026/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,965
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$67,734
−HK$1,795/mo
Today · 4.125%
HK$69,529
baseline
▲ 0.50% · 4.625%
HK$73,194
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,058/mo (50% DSR)
Upfront cash ≈ HK$9.58M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,177
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$71,329
−HK$2,186/mo
Today · 4.125%
HK$73,515
baseline
▲ 0.50% · 4.625%
HK$77,989
+HK$4,474/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,030/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,959
−HK$4,158/mo
▼ 0.25% · 3.875%
HK$79,023
−HK$2,094/mo
Today · 4.125%
HK$81,117
baseline
▲ 0.50% · 4.625%
HK$85,393
+HK$4,276/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,234/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,942
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,709
−HK$2,811/mo
Today · 4.125%
HK$94,520
baseline
▲ 0.50% · 4.625%
HK$100,271
+HK$5,751/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$189,040/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,947
−HK$5,346/mo
▼ 0.25% · 3.875%
HK$101,601
−HK$2,692/mo
Today · 4.125%
HK$104,293
baseline
▲ 0.50% · 4.625%
HK$109,791
+HK$5,498/mo
Deposit HK$2.17M · loan HK$19.50M · min. income ≈ HK$208,586/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$916,966 · Scale 2, in force from 26 Feb 2026)