LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,422
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,959
−HK$1,562/mo
Today · 4.125%
HK$52,521
baseline
▲ 0.50% · 4.625%
HK$55,717
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,042/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,981
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,456
−HK$1,495/mo
Today · 4.125%
HK$57,951
baseline
▲ 0.50% · 4.625%
HK$61,006
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,902/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,306
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,151
−HK$1,874/mo
Today · 4.125%
HK$63,025
baseline
▲ 0.50% · 4.625%
HK$66,860
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,050/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,977
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,747
−HK$1,795/mo
Today · 4.125%
HK$69,542
baseline
▲ 0.50% · 4.625%
HK$73,207
+HK$3,665/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,084/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,190
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,342
−HK$2,187/mo
Today · 4.125%
HK$73,529
baseline
▲ 0.50% · 4.625%
HK$78,003
+HK$4,474/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,058/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,973
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,038
−HK$2,094/mo
Today · 4.125%
HK$81,132
baseline
▲ 0.50% · 4.625%
HK$85,409
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,264/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,959
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,726
−HK$2,811/mo
Today · 4.125%
HK$94,537
baseline
▲ 0.50% · 4.625%
HK$100,290
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,074/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,966
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,620
−HK$2,693/mo
Today · 4.125%
HK$104,313
baseline
▲ 0.50% · 4.625%
HK$109,811
+HK$5,498/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,626/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$917,370 · Scale 2, in force from 26 Feb 2026)