LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,423
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,960
−HK$1,562/mo
Today · 4.125%
HK$52,522
baseline
▲ 0.50% · 4.625%
HK$55,718
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,044/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,983
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,457
−HK$1,496/mo
Today · 4.125%
HK$57,953
baseline
▲ 0.50% · 4.625%
HK$61,008
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,906/mo (50% DSR)
Upfront cash ≈ HK$11.75M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,308
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,153
−HK$1,874/mo
Today · 4.125%
HK$63,027
baseline
▲ 0.50% · 4.625%
HK$66,862
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$126,054/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,979
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,749
−HK$1,795/mo
Today · 4.125%
HK$69,544
baseline
▲ 0.50% · 4.625%
HK$73,210
+HK$3,666/mo
Deposit HK$8.67M · loan HK$13.00M · min. income ≈ HK$139,088/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,192
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,345
−HK$2,186/mo
Today · 4.125%
HK$73,531
baseline
▲ 0.50% · 4.625%
HK$78,006
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,062/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,976
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,040
−HK$2,095/mo
Today · 4.125%
HK$81,135
baseline
▲ 0.50% · 4.625%
HK$85,411
+HK$4,276/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,270/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,962
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,729
−HK$2,811/mo
Today · 4.125%
HK$94,540
baseline
▲ 0.50% · 4.625%
HK$100,293
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,080/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,969
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,623
−HK$2,693/mo
Today · 4.125%
HK$104,316
baseline
▲ 0.50% · 4.625%
HK$109,814
+HK$5,498/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,632/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$917,437 · Scale 2, in force from 26 Feb 2026)