LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,425
−HK$3,099/mo
▼ 0.25% · 3.875%
HK$50,962
−HK$1,562/mo
Today · 4.125%
HK$52,524
baseline
▲ 0.50% · 4.625%
HK$55,720
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,048/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,985
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,459
−HK$1,496/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,010
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,310
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,155
−HK$1,874/mo
Today · 4.125%
HK$63,029
baseline
▲ 0.50% · 4.625%
HK$66,864
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,058/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,981
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$1,795/mo
Today · 4.125%
HK$69,546
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$3,666/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,092/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,195
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,347
−HK$2,187/mo
Today · 4.125%
HK$73,534
baseline
▲ 0.50% · 4.625%
HK$78,008
+HK$4,474/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,068/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,978
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,043
−HK$2,094/mo
Today · 4.125%
HK$81,137
baseline
▲ 0.50% · 4.625%
HK$85,414
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,274/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,965
−HK$5,578/mo
▼ 0.25% · 3.875%
HK$91,732
−HK$2,811/mo
Today · 4.125%
HK$94,543
baseline
▲ 0.50% · 4.625%
HK$100,296
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,086/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,972
−HK$5,347/mo
▼ 0.25% · 3.875%
HK$101,627
−HK$2,692/mo
Today · 4.125%
HK$104,319
baseline
▲ 0.50% · 4.625%
HK$109,818
+HK$5,499/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,638/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,510 · Scale 2, in force from 26 Feb 2026)