LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,428
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,966
−HK$1,562/mo
Today · 4.125%
HK$52,528
baseline
▲ 0.50% · 4.625%
HK$55,724
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,056/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,989
−HK$2,970/mo
▼ 0.25% · 3.875%
HK$56,463
−HK$1,496/mo
Today · 4.125%
HK$57,959
baseline
▲ 0.50% · 4.625%
HK$61,015
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,918/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,314
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,159
−HK$1,875/mo
Today · 4.125%
HK$63,034
baseline
▲ 0.50% · 4.625%
HK$66,869
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,068/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,986
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,756
−HK$1,795/mo
Today · 4.125%
HK$69,551
baseline
▲ 0.50% · 4.625%
HK$73,217
+HK$3,666/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,102/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,200
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,352
−HK$2,187/mo
Today · 4.125%
HK$73,539
baseline
▲ 0.50% · 4.625%
HK$78,014
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,078/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,984
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,049
−HK$2,094/mo
Today · 4.125%
HK$81,143
baseline
▲ 0.50% · 4.625%
HK$85,420
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,286/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,971
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,739
−HK$2,811/mo
Today · 4.125%
HK$94,550
baseline
▲ 0.50% · 4.625%
HK$100,303
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,100/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,979
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,634
−HK$2,693/mo
Today · 4.125%
HK$104,327
baseline
▲ 0.50% · 4.625%
HK$109,826
+HK$5,499/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,654/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,667 · Scale 2, in force from 26 Feb 2026)