LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,429
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,967
−HK$1,562/mo
Today · 4.125%
HK$52,529
baseline
▲ 0.50% · 4.625%
HK$55,725
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,058/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,990
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,464
−HK$1,497/mo
Today · 4.125%
HK$57,961
baseline
▲ 0.50% · 4.625%
HK$61,016
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,922/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,315
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,160
−HK$1,875/mo
Today · 4.125%
HK$63,035
baseline
▲ 0.50% · 4.625%
HK$66,870
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,070/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,988
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,757
−HK$1,796/mo
Today · 4.125%
HK$69,553
baseline
▲ 0.50% · 4.625%
HK$73,219
+HK$3,666/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,106/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,201
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$2,187/mo
Today · 4.125%
HK$73,541
baseline
▲ 0.50% · 4.625%
HK$78,015
+HK$4,474/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,082/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,985
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,050
−HK$2,095/mo
Today · 4.125%
HK$81,145
baseline
▲ 0.50% · 4.625%
HK$85,422
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,290/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,973
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,740
−HK$2,812/mo
Today · 4.125%
HK$94,552
baseline
▲ 0.50% · 4.625%
HK$100,305
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,104/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,981
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,636
−HK$2,693/mo
Today · 4.125%
HK$104,329
baseline
▲ 0.50% · 4.625%
HK$109,828
+HK$5,499/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,658/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,708 · Scale 2, in force from 26 Feb 2026)