LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,430
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,967
−HK$1,563/mo
Today · 4.125%
HK$52,530
baseline
▲ 0.50% · 4.625%
HK$55,726
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,060/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,990
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,465
−HK$1,496/mo
Today · 4.125%
HK$57,961
baseline
▲ 0.50% · 4.625%
HK$61,016
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,922/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,316
−HK$3,719/mo
▼ 0.25% · 3.875%
HK$61,161
−HK$1,874/mo
Today · 4.125%
HK$63,035
baseline
▲ 0.50% · 4.625%
HK$66,871
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,070/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,988
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,758
−HK$1,795/mo
Today · 4.125%
HK$69,553
baseline
▲ 0.50% · 4.625%
HK$73,220
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,106/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,202
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,354
−HK$2,187/mo
Today · 4.125%
HK$73,541
baseline
▲ 0.50% · 4.625%
HK$78,016
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,082/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,986
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,051
−HK$2,095/mo
Today · 4.125%
HK$81,146
baseline
▲ 0.50% · 4.625%
HK$85,423
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,292/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,974
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,741
−HK$2,812/mo
Today · 4.125%
HK$94,553
baseline
▲ 0.50% · 4.625%
HK$100,306
+HK$5,753/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,106/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,982
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,637
−HK$2,693/mo
Today · 4.125%
HK$104,330
baseline
▲ 0.50% · 4.625%
HK$109,829
+HK$5,499/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,660/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,731 · Scale 2, in force from 26 Feb 2026)