LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,431
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,968
−HK$1,563/mo
Today · 4.125%
HK$52,531
baseline
▲ 0.50% · 4.625%
HK$55,727
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,062/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,991
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,466
−HK$1,496/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,018
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,317
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,162
−HK$1,875/mo
Today · 4.125%
HK$63,037
baseline
▲ 0.50% · 4.625%
HK$66,872
+HK$3,835/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,074/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,990
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,759
−HK$1,796/mo
Today · 4.125%
HK$69,555
baseline
▲ 0.50% · 4.625%
HK$73,221
+HK$3,666/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,110/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,203
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,356
−HK$2,187/mo
Today · 4.125%
HK$73,543
baseline
▲ 0.50% · 4.625%
HK$78,018
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,086/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,988
−HK$4,159/mo
▼ 0.25% · 3.875%
HK$79,053
−HK$2,094/mo
Today · 4.125%
HK$81,147
baseline
▲ 0.50% · 4.625%
HK$85,425
+HK$4,278/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,294/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,976
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$91,743
−HK$2,812/mo
Today · 4.125%
HK$94,555
baseline
▲ 0.50% · 4.625%
HK$100,309
+HK$5,754/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,110/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,984
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,639
−HK$2,693/mo
Today · 4.125%
HK$104,332
baseline
▲ 0.50% · 4.625%
HK$109,832
+HK$5,500/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,664/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,777 · Scale 2, in force from 26 Feb 2026)