LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,432
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,970
−HK$1,562/mo
Today · 4.125%
HK$52,532
baseline
▲ 0.50% · 4.625%
HK$55,728
+HK$3,196/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,064/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,992
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,467
−HK$1,497/mo
Today · 4.125%
HK$57,964
baseline
▲ 0.50% · 4.625%
HK$61,019
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,928/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,318
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,163
−HK$1,875/mo
Today · 4.125%
HK$63,038
baseline
▲ 0.50% · 4.625%
HK$66,874
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,076/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,991
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,761
−HK$1,795/mo
Today · 4.125%
HK$69,556
baseline
▲ 0.50% · 4.625%
HK$73,223
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,112/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,205
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$71,357
−HK$2,187/mo
Today · 4.125%
HK$73,544
baseline
▲ 0.50% · 4.625%
HK$78,019
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$147,088/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,989
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,054
−HK$2,095/mo
Today · 4.125%
HK$81,149
baseline
▲ 0.50% · 4.625%
HK$85,426
+HK$4,277/mo
Deposit HK$6.50M · loan HK$15.17M · min. income ≈ HK$162,298/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,977
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,745
−HK$2,812/mo
Today · 4.125%
HK$94,557
baseline
▲ 0.50% · 4.625%
HK$100,311
+HK$5,754/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,114/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,986
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,641
−HK$2,693/mo
Today · 4.125%
HK$104,334
baseline
▲ 0.50% · 4.625%
HK$109,834
+HK$5,500/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,668/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$917,822 · Scale 2, in force from 26 Feb 2026)