LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,436
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,974
−HK$1,562/mo
Today · 4.125%
HK$52,536
baseline
▲ 0.50% · 4.625%
HK$55,733
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,072/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,997
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,472
−HK$1,496/mo
Today · 4.125%
HK$57,968
baseline
▲ 0.50% · 4.625%
HK$61,024
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,936/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,323
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,169
−HK$1,874/mo
Today · 4.125%
HK$63,043
baseline
▲ 0.50% · 4.625%
HK$66,879
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,086/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,996
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,766
−HK$1,796/mo
Today · 4.125%
HK$69,562
baseline
▲ 0.50% · 4.625%
HK$73,229
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,124/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,210
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,363
−HK$2,188/mo
Today · 4.125%
HK$73,551
baseline
▲ 0.50% · 4.625%
HK$78,026
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$147,102/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,996
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,061
−HK$2,095/mo
Today · 4.125%
HK$81,156
baseline
▲ 0.50% · 4.625%
HK$85,434
+HK$4,278/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$162,312/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,985
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,753
−HK$2,812/mo
Today · 4.125%
HK$94,565
baseline
▲ 0.50% · 4.625%
HK$100,319
+HK$5,754/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,130/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,995
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,650
−HK$2,693/mo
Today · 4.125%
HK$104,343
baseline
▲ 0.50% · 4.625%
HK$109,843
+HK$5,500/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,686/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,003 · Scale 2, in force from 26 Feb 2026)