LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,438
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,975
−HK$1,563/mo
Today · 4.125%
HK$52,538
baseline
▲ 0.50% · 4.625%
HK$55,735
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,076/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,999
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,474
−HK$1,496/mo
Today · 4.125%
HK$57,970
baseline
▲ 0.50% · 4.625%
HK$61,026
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,940/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,325
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,170
−HK$1,875/mo
Today · 4.125%
HK$63,045
baseline
▲ 0.50% · 4.625%
HK$66,881
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,090/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,999
−HK$3,565/mo
▼ 0.25% · 3.875%
HK$67,769
−HK$1,795/mo
Today · 4.125%
HK$69,564
baseline
▲ 0.50% · 4.625%
HK$73,231
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,128/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,213
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,366
−HK$2,187/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$78,028
+HK$4,475/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,998
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,063
−HK$2,095/mo
Today · 4.125%
HK$81,158
baseline
▲ 0.50% · 4.625%
HK$85,436
+HK$4,278/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$162,316/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,988
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,756
−HK$2,812/mo
Today · 4.125%
HK$94,568
baseline
▲ 0.50% · 4.625%
HK$100,322
+HK$5,754/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,136/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$98,998
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,653
−HK$2,693/mo
Today · 4.125%
HK$104,346
baseline
▲ 0.50% · 4.625%
HK$109,847
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,692/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,072 · Scale 2, in force from 26 Feb 2026)