LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,440
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,978
−HK$1,563/mo
Today · 4.125%
HK$52,541
baseline
▲ 0.50% · 4.625%
HK$55,738
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,082/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,002
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,477
−HK$1,497/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,029
+HK$3,055/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,720/mo
▼ 0.25% · 3.875%
HK$61,174
−HK$1,875/mo
Today · 4.125%
HK$63,049
baseline
▲ 0.50% · 4.625%
HK$66,885
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,098/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,002
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,773
−HK$1,795/mo
Today · 4.125%
HK$69,568
baseline
▲ 0.50% · 4.625%
HK$73,235
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,136/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$71,370
−HK$2,187/mo
Today · 4.125%
HK$73,557
baseline
▲ 0.50% · 4.625%
HK$78,033
+HK$4,476/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$147,114/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,003
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,068
−HK$2,095/mo
Today · 4.125%
HK$81,163
baseline
▲ 0.50% · 4.625%
HK$85,441
+HK$4,278/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$162,326/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,993
−HK$5,580/mo
▼ 0.25% · 3.875%
HK$91,761
−HK$2,812/mo
Today · 4.125%
HK$94,573
baseline
▲ 0.50% · 4.625%
HK$100,328
+HK$5,755/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,146/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,004
−HK$5,348/mo
▼ 0.25% · 3.875%
HK$101,659
−HK$2,693/mo
Today · 4.125%
HK$104,352
baseline
▲ 0.50% · 4.625%
HK$109,853
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,704/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,198 · Scale 2, in force from 26 Feb 2026)