LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,441
−HK$3,100/mo
▼ 0.25% · 3.875%
HK$50,979
−HK$1,562/mo
Today · 4.125%
HK$52,541
baseline
▲ 0.50% · 4.625%
HK$55,738
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,082/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,003
−HK$2,971/mo
▼ 0.25% · 3.875%
HK$56,478
−HK$1,496/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,030
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,329
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,175
−HK$1,875/mo
Today · 4.125%
HK$63,050
baseline
▲ 0.50% · 4.625%
HK$66,886
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,100/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,003
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,773
−HK$1,796/mo
Today · 4.125%
HK$69,569
baseline
▲ 0.50% · 4.625%
HK$73,236
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,138/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,217
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,371
−HK$2,187/mo
Today · 4.125%
HK$73,558
baseline
▲ 0.50% · 4.625%
HK$78,034
+HK$4,476/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$147,116/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,004
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,069
−HK$2,095/mo
Today · 4.125%
HK$81,164
baseline
▲ 0.50% · 4.625%
HK$85,442
+HK$4,278/mo
Deposit HK$6.50M · loan HK$15.18M · min. income ≈ HK$162,328/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,994
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,762
−HK$2,813/mo
Today · 4.125%
HK$94,575
baseline
▲ 0.50% · 4.625%
HK$100,329
+HK$5,754/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$189,150/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,005
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,660
−HK$2,694/mo
Today · 4.125%
HK$104,354
baseline
▲ 0.50% · 4.625%
HK$109,854
+HK$5,500/mo
Deposit HK$2.17M · loan HK$19.51M · min. income ≈ HK$208,708/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,224 · Scale 2, in force from 26 Feb 2026)