LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,444
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,982
−HK$1,563/mo
Today · 4.125%
HK$52,545
baseline
▲ 0.50% · 4.625%
HK$55,742
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,090/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,006
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,482
−HK$1,496/mo
Today · 4.125%
HK$57,978
baseline
▲ 0.50% · 4.625%
HK$61,034
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,956/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,333
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,179
−HK$1,875/mo
Today · 4.125%
HK$63,054
baseline
▲ 0.50% · 4.625%
HK$66,891
+HK$3,837/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,108/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,008
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,778
−HK$1,796/mo
Today · 4.125%
HK$69,574
baseline
▲ 0.50% · 4.625%
HK$73,241
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,148/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,222
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,375
−HK$2,188/mo
Today · 4.125%
HK$73,563
baseline
▲ 0.50% · 4.625%
HK$78,039
+HK$4,476/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,126/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,009
−HK$4,160/mo
▼ 0.25% · 3.875%
HK$79,074
−HK$2,095/mo
Today · 4.125%
HK$81,169
baseline
▲ 0.50% · 4.625%
HK$85,448
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,338/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,000
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,768
−HK$2,813/mo
Today · 4.125%
HK$94,581
baseline
▲ 0.50% · 4.625%
HK$100,336
+HK$5,755/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,162/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,011
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,667
−HK$2,694/mo
Today · 4.125%
HK$104,361
baseline
▲ 0.50% · 4.625%
HK$109,862
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,722/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,368 · Scale 2, in force from 26 Feb 2026)