LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,446
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,984
−HK$1,563/mo
Today · 4.125%
HK$52,547
baseline
▲ 0.50% · 4.625%
HK$55,744
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,094/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,009
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,484
−HK$1,497/mo
Today · 4.125%
HK$57,981
baseline
▲ 0.50% · 4.625%
HK$61,037
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,962/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,336
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,181
−HK$1,876/mo
Today · 4.125%
HK$63,057
baseline
▲ 0.50% · 4.625%
HK$66,893
+HK$3,836/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,114/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,010
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,781
−HK$1,796/mo
Today · 4.125%
HK$69,577
baseline
▲ 0.50% · 4.625%
HK$73,244
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,154/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,225
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,378
−HK$2,188/mo
Today · 4.125%
HK$73,566
baseline
▲ 0.50% · 4.625%
HK$78,042
+HK$4,476/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,132/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,012
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,077
−HK$2,096/mo
Today · 4.125%
HK$81,173
baseline
▲ 0.50% · 4.625%
HK$85,452
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,346/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,004
−HK$5,581/mo
▼ 0.25% · 3.875%
HK$91,772
−HK$2,813/mo
Today · 4.125%
HK$94,585
baseline
▲ 0.50% · 4.625%
HK$100,340
+HK$5,755/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,170/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,016
−HK$5,349/mo
▼ 0.25% · 3.875%
HK$101,671
−HK$2,694/mo
Today · 4.125%
HK$104,365
baseline
▲ 0.50% · 4.625%
HK$109,866
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,730/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,458 · Scale 2, in force from 26 Feb 2026)