LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,448
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,986
−HK$1,563/mo
Today · 4.125%
HK$52,549
baseline
▲ 0.50% · 4.625%
HK$55,746
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,098/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,010
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,486
−HK$1,496/mo
Today · 4.125%
HK$57,982
baseline
▲ 0.50% · 4.625%
HK$61,039
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,964/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,337
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,183
−HK$1,875/mo
Today · 4.125%
HK$63,058
baseline
▲ 0.50% · 4.625%
HK$66,895
+HK$3,837/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,116/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,012
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,783
−HK$1,796/mo
Today · 4.125%
HK$69,579
baseline
▲ 0.50% · 4.625%
HK$73,246
+HK$3,667/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,158/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,227
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,380
−HK$2,188/mo
Today · 4.125%
HK$73,568
baseline
▲ 0.50% · 4.625%
HK$78,045
+HK$4,477/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,136/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,014
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,080
−HK$2,095/mo
Today · 4.125%
HK$81,175
baseline
▲ 0.50% · 4.625%
HK$85,454
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,350/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,006
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,775
−HK$2,813/mo
Today · 4.125%
HK$94,588
baseline
▲ 0.50% · 4.625%
HK$100,343
+HK$5,755/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,176/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,018
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,674
−HK$2,694/mo
Today · 4.125%
HK$104,368
baseline
▲ 0.50% · 4.625%
HK$109,869
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,736/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,521 · Scale 2, in force from 26 Feb 2026)