LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,450
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,988
−HK$1,563/mo
Today · 4.125%
HK$52,551
baseline
▲ 0.50% · 4.625%
HK$55,749
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,102/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,013
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,488
−HK$1,497/mo
Today · 4.125%
HK$57,985
baseline
▲ 0.50% · 4.625%
HK$61,042
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,970/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,340
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,186
−HK$1,875/mo
Today · 4.125%
HK$63,061
baseline
▲ 0.50% · 4.625%
HK$66,899
+HK$3,838/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,122/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,015
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$1,796/mo
Today · 4.125%
HK$69,582
baseline
▲ 0.50% · 4.625%
HK$73,250
+HK$3,668/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,164/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,230
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,384
−HK$2,188/mo
Today · 4.125%
HK$73,572
baseline
▲ 0.50% · 4.625%
HK$78,048
+HK$4,476/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,144/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,018
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,084
−HK$2,095/mo
Today · 4.125%
HK$81,179
baseline
▲ 0.50% · 4.625%
HK$85,458
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,358/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,010
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,779
−HK$2,813/mo
Today · 4.125%
HK$94,592
baseline
▲ 0.50% · 4.625%
HK$100,348
+HK$5,756/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,184/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,023
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,679
−HK$2,694/mo
Today · 4.125%
HK$104,373
baseline
▲ 0.50% · 4.625%
HK$109,875
+HK$5,502/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,746/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,627 · Scale 2, in force from 26 Feb 2026)