LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,451
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$50,990
−HK$1,563/mo
Today · 4.125%
HK$52,553
baseline
▲ 0.50% · 4.625%
HK$55,750
+HK$3,197/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,106/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,014
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,490
−HK$1,497/mo
Today · 4.125%
HK$57,987
baseline
▲ 0.50% · 4.625%
HK$61,043
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,974/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,342
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,188
−HK$1,875/mo
Today · 4.125%
HK$63,063
baseline
▲ 0.50% · 4.625%
HK$66,900
+HK$3,837/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,126/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,017
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,788
−HK$1,796/mo
Today · 4.125%
HK$69,584
baseline
▲ 0.50% · 4.625%
HK$73,252
+HK$3,668/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,168/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,232
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,386
−HK$2,188/mo
Today · 4.125%
HK$73,574
baseline
▲ 0.50% · 4.625%
HK$78,050
+HK$4,476/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,148/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,020
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,086
−HK$2,095/mo
Today · 4.125%
HK$81,181
baseline
▲ 0.50% · 4.625%
HK$85,460
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,362/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,013
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,781
−HK$2,814/mo
Today · 4.125%
HK$94,595
baseline
▲ 0.50% · 4.625%
HK$100,350
+HK$5,755/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,190/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,026
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,682
−HK$2,694/mo
Today · 4.125%
HK$104,376
baseline
▲ 0.50% · 4.625%
HK$109,878
+HK$5,502/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,752/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,682 · Scale 2, in force from 26 Feb 2026)