LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,453
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,991
−HK$1,563/mo
Today · 4.125%
HK$52,554
baseline
▲ 0.50% · 4.625%
HK$55,752
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,108/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,016
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,491
−HK$1,497/mo
Today · 4.125%
HK$57,988
baseline
▲ 0.50% · 4.625%
HK$61,045
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,976/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,343
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,189
−HK$1,876/mo
Today · 4.125%
HK$63,065
baseline
▲ 0.50% · 4.625%
HK$66,902
+HK$3,837/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$126,130/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,019
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,789
−HK$1,797/mo
Today · 4.125%
HK$69,586
baseline
▲ 0.50% · 4.625%
HK$73,254
+HK$3,668/mo
Deposit HK$8.67M · loan HK$13.01M · min. income ≈ HK$139,172/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,234
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,387
−HK$2,188/mo
Today · 4.125%
HK$73,575
baseline
▲ 0.50% · 4.625%
HK$78,052
+HK$4,477/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,150/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,022
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,088
−HK$2,095/mo
Today · 4.125%
HK$81,183
baseline
▲ 0.50% · 4.625%
HK$85,463
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,366/mo (50% DSR)
Upfront cash ≈ HK$7.42M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,015
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,784
−HK$2,813/mo
Today · 4.125%
HK$94,597
baseline
▲ 0.50% · 4.625%
HK$100,353
+HK$5,756/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,194/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,028
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,684
−HK$2,695/mo
Today · 4.125%
HK$104,379
baseline
▲ 0.50% · 4.625%
HK$109,880
+HK$5,501/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,758/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,738 · Scale 2, in force from 26 Feb 2026)