LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,454
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,992
−HK$1,563/mo
Today · 4.125%
HK$52,555
baseline
▲ 0.50% · 4.625%
HK$55,753
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,110/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,017
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,493
−HK$1,497/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,056/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,345
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,191
−HK$1,875/mo
Today · 4.125%
HK$63,066
baseline
▲ 0.50% · 4.625%
HK$66,904
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$126,132/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,021
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$67,791
−HK$1,796/mo
Today · 4.125%
HK$69,587
baseline
▲ 0.50% · 4.625%
HK$73,256
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$139,174/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,236
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,389
−HK$2,188/mo
Today · 4.125%
HK$73,577
baseline
▲ 0.50% · 4.625%
HK$78,054
+HK$4,477/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,154/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,024
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,090
−HK$2,095/mo
Today · 4.125%
HK$81,185
baseline
▲ 0.50% · 4.625%
HK$85,465
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,370/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,017
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,786
−HK$2,813/mo
Today · 4.125%
HK$94,599
baseline
▲ 0.50% · 4.625%
HK$100,356
+HK$5,757/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,198/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,031
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,687
−HK$2,694/mo
Today · 4.125%
HK$104,381
baseline
▲ 0.50% · 4.625%
HK$109,883
+HK$5,502/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,762/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,794 · Scale 2, in force from 26 Feb 2026)