LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,455
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,993
−HK$1,563/mo
Today · 4.125%
HK$52,556
baseline
▲ 0.50% · 4.625%
HK$55,754
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,112/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,018
−HK$2,972/mo
▼ 0.25% · 3.875%
HK$56,494
−HK$1,496/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,047
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,346
−HK$3,721/mo
▼ 0.25% · 3.875%
HK$61,192
−HK$1,875/mo
Today · 4.125%
HK$63,067
baseline
▲ 0.50% · 4.625%
HK$66,905
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$126,134/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,022
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,792
−HK$1,797/mo
Today · 4.125%
HK$69,589
baseline
▲ 0.50% · 4.625%
HK$73,257
+HK$3,668/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$139,178/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,237
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$71,390
−HK$2,188/mo
Today · 4.125%
HK$73,578
baseline
▲ 0.50% · 4.625%
HK$78,056
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,156/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,025
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,091
−HK$2,096/mo
Today · 4.125%
HK$81,187
baseline
▲ 0.50% · 4.625%
HK$85,466
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,374/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,019
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,788
−HK$2,813/mo
Today · 4.125%
HK$94,601
baseline
▲ 0.50% · 4.625%
HK$100,357
+HK$5,756/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,202/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,032
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,688
−HK$2,695/mo
Today · 4.125%
HK$104,383
baseline
▲ 0.50% · 4.625%
HK$109,885
+HK$5,502/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,766/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,827 · Scale 2, in force from 26 Feb 2026)