LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,456
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,994
−HK$1,563/mo
Today · 4.125%
HK$52,557
baseline
▲ 0.50% · 4.625%
HK$55,755
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,114/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,019
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,495
−HK$1,497/mo
Today · 4.125%
HK$57,992
baseline
▲ 0.50% · 4.625%
HK$61,049
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,984/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,347
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,193
−HK$1,876/mo
Today · 4.125%
HK$63,069
baseline
▲ 0.50% · 4.625%
HK$66,906
+HK$3,837/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$126,138/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,023
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,794
−HK$1,796/mo
Today · 4.125%
HK$69,590
baseline
▲ 0.50% · 4.625%
HK$73,258
+HK$3,668/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$139,180/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,238
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,392
−HK$2,188/mo
Today · 4.125%
HK$73,580
baseline
▲ 0.50% · 4.625%
HK$78,057
+HK$4,477/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,160/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,027
−HK$4,161/mo
▼ 0.25% · 3.875%
HK$79,093
−HK$2,095/mo
Today · 4.125%
HK$81,188
baseline
▲ 0.50% · 4.625%
HK$85,468
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,376/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,021
−HK$5,582/mo
▼ 0.25% · 3.875%
HK$91,790
−HK$2,813/mo
Today · 4.125%
HK$94,603
baseline
▲ 0.50% · 4.625%
HK$100,359
+HK$5,756/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,206/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,035
−HK$5,350/mo
▼ 0.25% · 3.875%
HK$101,691
−HK$2,694/mo
Today · 4.125%
HK$104,385
baseline
▲ 0.50% · 4.625%
HK$109,887
+HK$5,502/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,770/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,878 · Scale 2, in force from 26 Feb 2026)