LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,458
−HK$3,101/mo
▼ 0.25% · 3.875%
HK$50,996
−HK$1,563/mo
Today · 4.125%
HK$52,559
baseline
▲ 0.50% · 4.625%
HK$55,757
+HK$3,198/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$105,118/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,021
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,497
−HK$1,497/mo
Today · 4.125%
HK$57,994
baseline
▲ 0.50% · 4.625%
HK$61,051
+HK$3,057/mo
Deposit HK$10.84M · loan HK$10.84M · min. income ≈ HK$115,988/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,349
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,195
−HK$1,876/mo
Today · 4.125%
HK$63,071
baseline
▲ 0.50% · 4.625%
HK$66,909
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$126,142/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,026
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,796
−HK$1,797/mo
Today · 4.125%
HK$69,593
baseline
▲ 0.50% · 4.625%
HK$73,261
+HK$3,668/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$139,186/mo (50% DSR)
Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,241
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,395
−HK$2,188/mo
Today · 4.125%
HK$73,583
baseline
▲ 0.50% · 4.625%
HK$78,060
+HK$4,477/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,166/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,030
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,096
−HK$2,096/mo
Today · 4.125%
HK$81,192
baseline
▲ 0.50% · 4.625%
HK$85,471
+HK$4,279/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,384/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,024
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,793
−HK$2,814/mo
Today · 4.125%
HK$94,607
baseline
▲ 0.50% · 4.625%
HK$100,363
+HK$5,756/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,214/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,038
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,694
−HK$2,695/mo
Today · 4.125%
HK$104,389
baseline
▲ 0.50% · 4.625%
HK$109,892
+HK$5,503/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,778/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$918,958 · Scale 2, in force from 26 Feb 2026)