LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,462
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,000
−HK$1,564/mo
Today · 4.125%
HK$52,564
baseline
▲ 0.50% · 4.625%
HK$55,762
+HK$3,198/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,128/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,026
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,502
−HK$1,497/mo
Today · 4.125%
HK$57,999
baseline
▲ 0.50% · 4.625%
HK$61,056
+HK$3,057/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$115,998/mo (50% DSR)
Upfront cash ≈ HK$11.76M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,354
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,200
−HK$1,876/mo
Today · 4.125%
HK$63,076
baseline
▲ 0.50% · 4.625%
HK$66,914
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$126,152/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,031
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,802
−HK$1,796/mo
Today · 4.125%
HK$69,598
baseline
▲ 0.50% · 4.625%
HK$73,267
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.01M · min. income ≈ HK$139,196/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,247
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,401
−HK$2,188/mo
Today · 4.125%
HK$73,589
baseline
▲ 0.50% · 4.625%
HK$78,067
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,178/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,036
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,102
−HK$2,096/mo
Today · 4.125%
HK$81,198
baseline
▲ 0.50% · 4.625%
HK$85,478
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,396/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,031
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,801
−HK$2,813/mo
Today · 4.125%
HK$94,614
baseline
▲ 0.50% · 4.625%
HK$100,371
+HK$5,757/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,228/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,046
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,703
−HK$2,695/mo
Today · 4.125%
HK$104,398
baseline
▲ 0.50% · 4.625%
HK$109,901
+HK$5,503/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,796/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,136 · Scale 2, in force from 26 Feb 2026)