LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,464
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,003
−HK$1,563/mo
Today · 4.125%
HK$52,566
baseline
▲ 0.50% · 4.625%
HK$55,764
+HK$3,198/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,132/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,028
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,504
−HK$1,497/mo
Today · 4.125%
HK$58,001
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,057/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,002/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,357
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,203
−HK$1,876/mo
Today · 4.125%
HK$63,079
baseline
▲ 0.50% · 4.625%
HK$66,917
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,158/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,034
−HK$3,567/mo
▼ 0.25% · 3.875%
HK$67,805
−HK$1,796/mo
Today · 4.125%
HK$69,601
baseline
▲ 0.50% · 4.625%
HK$73,270
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,202/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,250
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$71,404
−HK$2,188/mo
Today · 4.125%
HK$73,592
baseline
▲ 0.50% · 4.625%
HK$78,070
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$147,184/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,039
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,106
−HK$2,096/mo
Today · 4.125%
HK$81,202
baseline
▲ 0.50% · 4.625%
HK$85,482
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.18M · min. income ≈ HK$162,404/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,035
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,805
−HK$2,813/mo
Today · 4.125%
HK$94,618
baseline
▲ 0.50% · 4.625%
HK$100,376
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,236/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,051
−HK$5,351/mo
▼ 0.25% · 3.875%
HK$101,707
−HK$2,695/mo
Today · 4.125%
HK$104,402
baseline
▲ 0.50% · 4.625%
HK$109,905
+HK$5,503/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,804/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,227 · Scale 2, in force from 26 Feb 2026)