LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,466
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,004
−HK$1,564/mo
Today · 4.125%
HK$52,568
baseline
▲ 0.50% · 4.625%
HK$55,766
+HK$3,198/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,136/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,030
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,506
−HK$1,497/mo
Today · 4.125%
HK$58,003
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,006/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,359
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,205
−HK$1,876/mo
Today · 4.125%
HK$63,081
baseline
▲ 0.50% · 4.625%
HK$66,920
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,162/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,036
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,807
−HK$1,797/mo
Today · 4.125%
HK$69,604
baseline
▲ 0.50% · 4.625%
HK$73,273
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,208/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,252
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,406
−HK$2,189/mo
Today · 4.125%
HK$73,595
baseline
▲ 0.50% · 4.625%
HK$78,073
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,190/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,042
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,109
−HK$2,096/mo
Today · 4.125%
HK$81,205
baseline
▲ 0.50% · 4.625%
HK$85,485
+HK$4,280/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,410/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,038
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,808
−HK$2,814/mo
Today · 4.125%
HK$94,622
baseline
▲ 0.50% · 4.625%
HK$100,379
+HK$5,757/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,244/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,054
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,711
−HK$2,695/mo
Today · 4.125%
HK$104,406
baseline
▲ 0.50% · 4.625%
HK$109,909
+HK$5,503/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,812/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,309 · Scale 2, in force from 26 Feb 2026)