LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,469
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,007
−HK$1,564/mo
Today · 4.125%
HK$52,571
baseline
▲ 0.50% · 4.625%
HK$55,770
+HK$3,199/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,142/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,033
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,509
−HK$1,498/mo
Today · 4.125%
HK$58,007
baseline
▲ 0.50% · 4.625%
HK$61,064
+HK$3,057/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,014/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,362
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,209
−HK$1,876/mo
Today · 4.125%
HK$63,085
baseline
▲ 0.50% · 4.625%
HK$66,924
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,170/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,040
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,811
−HK$1,797/mo
Today · 4.125%
HK$69,608
baseline
▲ 0.50% · 4.625%
HK$73,277
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,216/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,256
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,410
−HK$2,189/mo
Today · 4.125%
HK$73,599
baseline
▲ 0.50% · 4.625%
HK$78,077
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,198/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,047
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,113
−HK$2,096/mo
Today · 4.125%
HK$81,209
baseline
▲ 0.50% · 4.625%
HK$85,490
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,418/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,044
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,813
−HK$2,814/mo
Today · 4.125%
HK$94,627
baseline
▲ 0.50% · 4.625%
HK$100,385
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$189,254/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,060
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,717
−HK$2,695/mo
Today · 4.125%
HK$104,412
baseline
▲ 0.50% · 4.625%
HK$109,916
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.52M · min. income ≈ HK$208,824/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,435 · Scale 2, in force from 26 Feb 2026)