LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,469
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,008
−HK$1,563/mo
Today · 4.125%
HK$52,571
baseline
▲ 0.50% · 4.625%
HK$55,770
+HK$3,199/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,142/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,034
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,510
−HK$1,497/mo
Today · 4.125%
HK$58,007
baseline
▲ 0.50% · 4.625%
HK$61,065
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,014/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,363
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,210
−HK$1,876/mo
Today · 4.125%
HK$63,086
baseline
▲ 0.50% · 4.625%
HK$66,924
+HK$3,838/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,172/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,041
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,812
−HK$1,797/mo
Today · 4.125%
HK$69,609
baseline
▲ 0.50% · 4.625%
HK$73,278
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,218/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,257
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,411
−HK$2,189/mo
Today · 4.125%
HK$73,600
baseline
▲ 0.50% · 4.625%
HK$78,078
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,200/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,048
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,114
−HK$2,096/mo
Today · 4.125%
HK$81,210
baseline
▲ 0.50% · 4.625%
HK$85,491
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,420/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,045
−HK$5,583/mo
▼ 0.25% · 3.875%
HK$91,814
−HK$2,814/mo
Today · 4.125%
HK$94,628
baseline
▲ 0.50% · 4.625%
HK$100,386
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,256/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,061
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,718
−HK$2,695/mo
Today · 4.125%
HK$104,413
baseline
▲ 0.50% · 4.625%
HK$109,917
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,826/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,458 · Scale 2, in force from 26 Feb 2026)