LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,471
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,009
−HK$1,564/mo
Today · 4.125%
HK$52,573
baseline
▲ 0.50% · 4.625%
HK$55,772
+HK$3,199/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,146/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,035
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,511
−HK$1,498/mo
Today · 4.125%
HK$58,009
baseline
▲ 0.50% · 4.625%
HK$61,067
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,018/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,365
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,211
−HK$1,876/mo
Today · 4.125%
HK$63,087
baseline
▲ 0.50% · 4.625%
HK$66,926
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,174/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,043
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,814
−HK$1,797/mo
Today · 4.125%
HK$69,611
baseline
▲ 0.50% · 4.625%
HK$73,280
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,222/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,259
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,413
−HK$2,189/mo
Today · 4.125%
HK$73,602
baseline
▲ 0.50% · 4.625%
HK$78,080
+HK$4,478/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,204/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,050
−HK$4,162/mo
▼ 0.25% · 3.875%
HK$79,116
−HK$2,096/mo
Today · 4.125%
HK$81,212
baseline
▲ 0.50% · 4.625%
HK$85,493
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,424/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,047
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,817
−HK$2,814/mo
Today · 4.125%
HK$94,631
baseline
▲ 0.50% · 4.625%
HK$100,389
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,262/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,064
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,721
−HK$2,695/mo
Today · 4.125%
HK$104,416
baseline
▲ 0.50% · 4.625%
HK$109,920
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,832/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,515 · Scale 2, in force from 26 Feb 2026)