LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,474
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,013
−HK$1,563/mo
Today · 4.125%
HK$52,576
baseline
▲ 0.50% · 4.625%
HK$55,775
+HK$3,199/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,152/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,039
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,515
−HK$1,498/mo
Today · 4.125%
HK$58,013
baseline
▲ 0.50% · 4.625%
HK$61,071
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,026/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,215
−HK$1,877/mo
Today · 4.125%
HK$63,092
baseline
▲ 0.50% · 4.625%
HK$66,931
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,184/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,047
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,818
−HK$1,797/mo
Today · 4.125%
HK$69,615
baseline
▲ 0.50% · 4.625%
HK$73,285
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,230/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,263
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,418
−HK$2,189/mo
Today · 4.125%
HK$73,607
baseline
▲ 0.50% · 4.625%
HK$78,086
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,214/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,055
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,121
−HK$2,097/mo
Today · 4.125%
HK$81,218
baseline
▲ 0.50% · 4.625%
HK$85,499
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,436/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,053
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,823
−HK$2,814/mo
Today · 4.125%
HK$94,637
baseline
▲ 0.50% · 4.625%
HK$100,396
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,274/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,071
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,728
−HK$2,695/mo
Today · 4.125%
HK$104,423
baseline
▲ 0.50% · 4.625%
HK$109,927
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,846/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,664 · Scale 2, in force from 26 Feb 2026)