LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,474
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,013
−HK$1,564/mo
Today · 4.125%
HK$52,577
baseline
▲ 0.50% · 4.625%
HK$55,776
+HK$3,199/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,154/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,040
−HK$2,973/mo
▼ 0.25% · 3.875%
HK$56,516
−HK$1,497/mo
Today · 4.125%
HK$58,013
baseline
▲ 0.50% · 4.625%
HK$61,071
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,026/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,369
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,216
−HK$1,876/mo
Today · 4.125%
HK$63,092
baseline
▲ 0.50% · 4.625%
HK$66,931
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,184/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,047
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,819
−HK$1,797/mo
Today · 4.125%
HK$69,616
baseline
▲ 0.50% · 4.625%
HK$73,285
+HK$3,669/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,232/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,264
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,418
−HK$2,189/mo
Today · 4.125%
HK$73,607
baseline
▲ 0.50% · 4.625%
HK$78,086
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,214/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,055
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,122
−HK$2,096/mo
Today · 4.125%
HK$81,218
baseline
▲ 0.50% · 4.625%
HK$85,500
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,436/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,054
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,824
−HK$2,814/mo
Today · 4.125%
HK$94,638
baseline
▲ 0.50% · 4.625%
HK$100,396
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,276/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,071
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,728
−HK$2,696/mo
Today · 4.125%
HK$104,424
baseline
▲ 0.50% · 4.625%
HK$109,928
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,848/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,677 · Scale 2, in force from 26 Feb 2026)