LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,476
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,015
−HK$1,563/mo
Today · 4.125%
HK$52,578
baseline
▲ 0.50% · 4.625%
HK$55,778
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,156/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,041
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,497/mo
Today · 4.125%
HK$58,015
baseline
▲ 0.50% · 4.625%
HK$61,073
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,030/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,371
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,218
−HK$1,876/mo
Today · 4.125%
HK$63,094
baseline
▲ 0.50% · 4.625%
HK$66,933
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,188/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,050
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,821
−HK$1,797/mo
Today · 4.125%
HK$69,618
baseline
▲ 0.50% · 4.625%
HK$73,288
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,236/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,266
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,421
−HK$2,189/mo
Today · 4.125%
HK$73,610
baseline
▲ 0.50% · 4.625%
HK$78,089
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,220/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,058
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,125
−HK$2,096/mo
Today · 4.125%
HK$81,221
baseline
▲ 0.50% · 4.625%
HK$85,502
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,442/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,057
−HK$5,584/mo
▼ 0.25% · 3.875%
HK$91,827
−HK$2,814/mo
Today · 4.125%
HK$94,641
baseline
▲ 0.50% · 4.625%
HK$100,400
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,282/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,075
−HK$5,352/mo
▼ 0.25% · 3.875%
HK$101,732
−HK$2,695/mo
Today · 4.125%
HK$104,427
baseline
▲ 0.50% · 4.625%
HK$109,932
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,854/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,751 · Scale 2, in force from 26 Feb 2026)