LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,477
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,016
−HK$1,563/mo
Today · 4.125%
HK$52,579
baseline
▲ 0.50% · 4.625%
HK$55,779
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,158/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,042
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,518
−HK$1,498/mo
Today · 4.125%
HK$58,016
baseline
▲ 0.50% · 4.625%
HK$61,074
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,032/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,372
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,219
−HK$1,876/mo
Today · 4.125%
HK$63,095
baseline
▲ 0.50% · 4.625%
HK$66,934
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,190/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,051
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,822
−HK$1,797/mo
Today · 4.125%
HK$69,619
baseline
▲ 0.50% · 4.625%
HK$73,289
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,238/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,267
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,422
−HK$2,189/mo
Today · 4.125%
HK$73,611
baseline
▲ 0.50% · 4.625%
HK$78,090
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,222/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,059
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,126
−HK$2,096/mo
Today · 4.125%
HK$81,222
baseline
▲ 0.50% · 4.625%
HK$85,504
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,444/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,058
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,828
−HK$2,815/mo
Today · 4.125%
HK$94,643
baseline
▲ 0.50% · 4.625%
HK$100,401
+HK$5,758/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,286/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,076
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,733
−HK$2,696/mo
Today · 4.125%
HK$104,429
baseline
▲ 0.50% · 4.625%
HK$109,933
+HK$5,504/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,858/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,785 · Scale 2, in force from 26 Feb 2026)