LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,478
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,017
−HK$1,563/mo
Today · 4.125%
HK$52,580
baseline
▲ 0.50% · 4.625%
HK$55,780
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,160/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,043
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,520
−HK$1,497/mo
Today · 4.125%
HK$58,017
baseline
▲ 0.50% · 4.625%
HK$61,075
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,034/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,373
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,220
−HK$1,876/mo
Today · 4.125%
HK$63,096
baseline
▲ 0.50% · 4.625%
HK$66,936
+HK$3,840/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,192/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,052
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,824
−HK$1,797/mo
Today · 4.125%
HK$69,621
baseline
▲ 0.50% · 4.625%
HK$73,291
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,242/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,269
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,423
−HK$2,190/mo
Today · 4.125%
HK$73,613
baseline
▲ 0.50% · 4.625%
HK$78,092
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,226/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,061
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,128
−HK$2,096/mo
Today · 4.125%
HK$81,224
baseline
▲ 0.50% · 4.625%
HK$85,506
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,448/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,060
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,830
−HK$2,815/mo
Today · 4.125%
HK$94,645
baseline
▲ 0.50% · 4.625%
HK$100,404
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,290/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,078
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,735
−HK$2,696/mo
Today · 4.125%
HK$104,431
baseline
▲ 0.50% · 4.625%
HK$109,936
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,862/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,831 · Scale 2, in force from 26 Feb 2026)