LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,479
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,018
−HK$1,563/mo
Today · 4.125%
HK$52,581
baseline
▲ 0.50% · 4.625%
HK$55,781
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,162/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,044
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,521
−HK$1,497/mo
Today · 4.125%
HK$58,018
baseline
▲ 0.50% · 4.625%
HK$61,077
+HK$3,059/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,036/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,374
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,221
−HK$1,877/mo
Today · 4.125%
HK$63,098
baseline
▲ 0.50% · 4.625%
HK$66,937
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,196/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,053
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,825
−HK$1,797/mo
Today · 4.125%
HK$69,622
baseline
▲ 0.50% · 4.625%
HK$73,292
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,244/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,270
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,425
−HK$2,189/mo
Today · 4.125%
HK$73,614
baseline
▲ 0.50% · 4.625%
HK$78,093
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,228/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,062
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,129
−HK$2,097/mo
Today · 4.125%
HK$81,226
baseline
▲ 0.50% · 4.625%
HK$85,507
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,452/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,061
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,832
−HK$2,814/mo
Today · 4.125%
HK$94,646
baseline
▲ 0.50% · 4.625%
HK$100,405
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,292/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,080
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,737
−HK$2,696/mo
Today · 4.125%
HK$104,433
baseline
▲ 0.50% · 4.625%
HK$109,938
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,866/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,871 · Scale 2, in force from 26 Feb 2026)