LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,480
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,019
−HK$1,563/mo
Today · 4.125%
HK$52,582
baseline
▲ 0.50% · 4.625%
HK$55,782
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,164/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,046
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,522
−HK$1,498/mo
Today · 4.125%
HK$58,020
baseline
▲ 0.50% · 4.625%
HK$61,078
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,040/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,376
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,222
−HK$1,877/mo
Today · 4.125%
HK$63,099
baseline
▲ 0.50% · 4.625%
HK$66,938
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,198/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,055
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,826
−HK$1,797/mo
Today · 4.125%
HK$69,623
baseline
▲ 0.50% · 4.625%
HK$73,293
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,246/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,271
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,426
−HK$2,189/mo
Today · 4.125%
HK$73,615
baseline
▲ 0.50% · 4.625%
HK$78,095
+HK$4,480/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,230/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,064
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$79,131
−HK$2,096/mo
Today · 4.125%
HK$81,227
baseline
▲ 0.50% · 4.625%
HK$85,509
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,454/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,063
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,834
−HK$2,814/mo
Today · 4.125%
HK$94,648
baseline
▲ 0.50% · 4.625%
HK$100,408
+HK$5,760/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,296/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,082
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,739
−HK$2,696/mo
Today · 4.125%
HK$104,435
baseline
▲ 0.50% · 4.625%
HK$109,940
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,870/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,915 · Scale 2, in force from 26 Feb 2026)