LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,481
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,020
−HK$1,564/mo
Today · 4.125%
HK$52,584
baseline
▲ 0.50% · 4.625%
HK$55,784
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,168/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,523
−HK$1,498/mo
Today · 4.125%
HK$58,021
baseline
▲ 0.50% · 4.625%
HK$61,080
+HK$3,059/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,042/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,377
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,224
−HK$1,877/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,940
+HK$3,839/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$3,568/mo
▼ 0.25% · 3.875%
HK$67,828
−HK$1,797/mo
Today · 4.125%
HK$69,625
baseline
▲ 0.50% · 4.625%
HK$73,295
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,250/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,273
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$71,428
−HK$2,190/mo
Today · 4.125%
HK$73,618
baseline
▲ 0.50% · 4.625%
HK$78,097
+HK$4,479/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,236/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,066
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,133
−HK$2,097/mo
Today · 4.125%
HK$81,230
baseline
▲ 0.50% · 4.625%
HK$85,511
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,460/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,066
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,836
−HK$2,815/mo
Today · 4.125%
HK$94,651
baseline
▲ 0.50% · 4.625%
HK$100,410
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,302/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,085
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,742
−HK$2,696/mo
Today · 4.125%
HK$104,438
baseline
▲ 0.50% · 4.625%
HK$109,943
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,876/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$919,977 · Scale 2, in force from 26 Feb 2026)