LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,482
−HK$3,102/mo
▼ 0.25% · 3.875%
HK$51,021
−HK$1,563/mo
Today · 4.125%
HK$52,584
baseline
▲ 0.50% · 4.625%
HK$55,784
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,168/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,048
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,524
−HK$1,498/mo
Today · 4.125%
HK$58,022
baseline
▲ 0.50% · 4.625%
HK$61,080
+HK$3,058/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,044/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,378
−HK$3,723/mo
▼ 0.25% · 3.875%
HK$61,225
−HK$1,876/mo
Today · 4.125%
HK$63,101
baseline
▲ 0.50% · 4.625%
HK$66,941
+HK$3,840/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,202/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,829
−HK$1,797/mo
Today · 4.125%
HK$69,626
baseline
▲ 0.50% · 4.625%
HK$73,296
+HK$3,670/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,252/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,274
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$71,429
−HK$2,189/mo
Today · 4.125%
HK$73,618
baseline
▲ 0.50% · 4.625%
HK$78,098
+HK$4,480/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,236/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,067
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,134
−HK$2,097/mo
Today · 4.125%
HK$81,231
baseline
▲ 0.50% · 4.625%
HK$85,512
+HK$4,281/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,462/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,067
−HK$5,585/mo
▼ 0.25% · 3.875%
HK$91,837
−HK$2,815/mo
Today · 4.125%
HK$94,652
baseline
▲ 0.50% · 4.625%
HK$100,411
+HK$5,759/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,304/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,086
−HK$5,353/mo
▼ 0.25% · 3.875%
HK$101,743
−HK$2,696/mo
Today · 4.125%
HK$104,439
baseline
▲ 0.50% · 4.625%
HK$109,944
+HK$5,505/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,878/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,000 · Scale 2, in force from 26 Feb 2026)