LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,488
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$51,027
−HK$1,564/mo
Today · 4.125%
HK$52,591
baseline
▲ 0.50% · 4.625%
HK$55,791
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,182/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,055
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,531
−HK$1,498/mo
Today · 4.125%
HK$58,029
baseline
▲ 0.50% · 4.625%
HK$61,088
+HK$3,059/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,058/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,386
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,233
−HK$1,877/mo
Today · 4.125%
HK$63,110
baseline
▲ 0.50% · 4.625%
HK$66,950
+HK$3,840/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,220/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,066
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,838
−HK$1,797/mo
Today · 4.125%
HK$69,635
baseline
▲ 0.50% · 4.625%
HK$73,306
+HK$3,671/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,270/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,283
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$71,438
−HK$2,190/mo
Today · 4.125%
HK$73,628
baseline
▲ 0.50% · 4.625%
HK$78,108
+HK$4,480/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,256/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,077
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,144
−HK$2,097/mo
Today · 4.125%
HK$81,241
baseline
▲ 0.50% · 4.625%
HK$85,523
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,482/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,078
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$91,849
−HK$2,815/mo
Today · 4.125%
HK$94,664
baseline
▲ 0.50% · 4.625%
HK$100,424
+HK$5,760/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,328/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,099
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$101,757
−HK$2,696/mo
Today · 4.125%
HK$104,453
baseline
▲ 0.50% · 4.625%
HK$109,959
+HK$5,506/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,906/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,282 · Scale 2, in force from 26 Feb 2026)