LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,489
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,029
−HK$1,564/mo
Today · 4.125%
HK$52,593
baseline
▲ 0.50% · 4.625%
HK$55,793
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,186/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,056
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,533
−HK$1,498/mo
Today · 4.125%
HK$58,031
baseline
▲ 0.50% · 4.625%
HK$61,090
+HK$3,059/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,062/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,387
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,234
−HK$1,877/mo
Today · 4.125%
HK$63,111
baseline
▲ 0.50% · 4.625%
HK$66,951
+HK$3,840/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,222/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,067
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,839
−HK$1,798/mo
Today · 4.125%
HK$69,637
baseline
▲ 0.50% · 4.625%
HK$73,308
+HK$3,671/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,274/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,285
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$71,440
−HK$2,190/mo
Today · 4.125%
HK$73,630
baseline
▲ 0.50% · 4.625%
HK$78,110
+HK$4,480/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,260/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,079
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,146
−HK$2,097/mo
Today · 4.125%
HK$81,243
baseline
▲ 0.50% · 4.625%
HK$85,525
+HK$4,282/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,486/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,081
−HK$5,586/mo
▼ 0.25% · 3.875%
HK$91,851
−HK$2,816/mo
Today · 4.125%
HK$94,667
baseline
▲ 0.50% · 4.625%
HK$100,427
+HK$5,760/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,334/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,101
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$101,759
−HK$2,696/mo
Today · 4.125%
HK$104,455
baseline
▲ 0.50% · 4.625%
HK$109,961
+HK$5,506/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,910/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,335 · Scale 2, in force from 26 Feb 2026)