LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,492
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,032
−HK$1,564/mo
Today · 4.125%
HK$52,596
baseline
▲ 0.50% · 4.625%
HK$55,796
+HK$3,200/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,192/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,060
−HK$2,974/mo
▼ 0.25% · 3.875%
HK$56,536
−HK$1,498/mo
Today · 4.125%
HK$58,034
baseline
▲ 0.50% · 4.625%
HK$61,094
+HK$3,060/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,068/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,391
−HK$3,724/mo
▼ 0.25% · 3.875%
HK$61,238
−HK$1,877/mo
Today · 4.125%
HK$63,115
baseline
▲ 0.50% · 4.625%
HK$66,956
+HK$3,841/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,230/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,072
−HK$3,569/mo
▼ 0.25% · 3.875%
HK$67,844
−HK$1,797/mo
Today · 4.125%
HK$69,641
baseline
▲ 0.50% · 4.625%
HK$73,312
+HK$3,671/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,282/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,289
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$71,445
−HK$2,189/mo
Today · 4.125%
HK$73,634
baseline
▲ 0.50% · 4.625%
HK$78,115
+HK$4,481/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,268/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,084
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$79,151
−HK$2,097/mo
Today · 4.125%
HK$81,248
baseline
▲ 0.50% · 4.625%
HK$85,531
+HK$4,283/mo
Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$162,496/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,086
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,857
−HK$2,816/mo
Today · 4.125%
HK$94,673
baseline
▲ 0.50% · 4.625%
HK$100,433
+HK$5,760/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$189,346/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,108
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$101,766
−HK$2,696/mo
Today · 4.125%
HK$104,462
baseline
▲ 0.50% · 4.625%
HK$109,968
+HK$5,506/mo
Deposit HK$2.17M · loan HK$19.53M · min. income ≈ HK$208,924/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,473 · Scale 2, in force from 26 Feb 2026)