LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,501
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,040
−HK$1,565/mo
Today · 4.125%
HK$52,605
baseline
▲ 0.50% · 4.625%
HK$55,806
+HK$3,201/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,210/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,069
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,546
−HK$1,498/mo
Today · 4.125%
HK$58,044
baseline
▲ 0.50% · 4.625%
HK$61,104
+HK$3,060/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,088/mo (50% DSR)
Upfront cash ≈ HK$11.77M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,401
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,248
−HK$1,878/mo
Today · 4.125%
HK$63,126
baseline
▲ 0.50% · 4.625%
HK$66,967
+HK$3,841/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$126,252/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,083
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,855
−HK$1,798/mo
Today · 4.125%
HK$69,653
baseline
▲ 0.50% · 4.625%
HK$73,324
+HK$3,671/mo
Deposit HK$8.68M · loan HK$13.02M · min. income ≈ HK$139,306/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,301
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,456
−HK$2,191/mo
Today · 4.125%
HK$73,647
baseline
▲ 0.50% · 4.625%
HK$78,128
+HK$4,481/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,294/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,096
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,164
−HK$2,098/mo
Today · 4.125%
HK$81,262
baseline
▲ 0.50% · 4.625%
HK$85,545
+HK$4,283/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,524/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,101
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,873
−HK$2,815/mo
Today · 4.125%
HK$94,688
baseline
▲ 0.50% · 4.625%
HK$100,450
+HK$5,762/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,376/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,124
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,782
−HK$2,697/mo
Today · 4.125%
HK$104,479
baseline
▲ 0.50% · 4.625%
HK$109,987
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,958/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,833 · Scale 2, in force from 26 Feb 2026)