LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,502
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,042
−HK$1,565/mo
Today · 4.125%
HK$52,607
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$3,201/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,214/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,071
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,548
−HK$1,498/mo
Today · 4.125%
HK$58,046
baseline
▲ 0.50% · 4.625%
HK$61,106
+HK$3,060/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,092/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,403
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,251
−HK$1,877/mo
Today · 4.125%
HK$63,128
baseline
▲ 0.50% · 4.625%
HK$66,969
+HK$3,841/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,256/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,085
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,857
−HK$1,798/mo
Today · 4.125%
HK$69,655
baseline
▲ 0.50% · 4.625%
HK$73,327
+HK$3,672/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,310/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,303
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,459
−HK$2,190/mo
Today · 4.125%
HK$73,649
baseline
▲ 0.50% · 4.625%
HK$78,131
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,298/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,099
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,167
−HK$2,098/mo
Today · 4.125%
HK$81,265
baseline
▲ 0.50% · 4.625%
HK$85,548
+HK$4,283/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,530/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,104
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,876
−HK$2,816/mo
Today · 4.125%
HK$94,692
baseline
▲ 0.50% · 4.625%
HK$100,454
+HK$5,762/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,384/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,128
−HK$5,355/mo
▼ 0.25% · 3.875%
HK$101,786
−HK$2,697/mo
Today · 4.125%
HK$104,483
baseline
▲ 0.50% · 4.625%
HK$109,991
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,966/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,913 · Scale 2, in force from 26 Feb 2026)