LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,503
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,043
−HK$1,565/mo
Today · 4.125%
HK$52,608
baseline
▲ 0.50% · 4.625%
HK$55,809
+HK$3,201/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$105,216/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,072
−HK$2,975/mo
▼ 0.25% · 3.875%
HK$56,549
−HK$1,498/mo
Today · 4.125%
HK$58,047
baseline
▲ 0.50% · 4.625%
HK$61,107
+HK$3,060/mo
Deposit HK$10.85M · loan HK$10.85M · min. income ≈ HK$116,094/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,404
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,252
−HK$1,877/mo
Today · 4.125%
HK$63,129
baseline
▲ 0.50% · 4.625%
HK$66,970
+HK$3,841/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,258/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,086
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,859
−HK$1,798/mo
Today · 4.125%
HK$69,657
baseline
▲ 0.50% · 4.625%
HK$73,328
+HK$3,671/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,314/mo (50% DSR)
Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,305
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,460
−HK$2,191/mo
Today · 4.125%
HK$73,651
baseline
▲ 0.50% · 4.625%
HK$78,132
+HK$4,481/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,302/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,101
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,168
−HK$2,098/mo
Today · 4.125%
HK$81,266
baseline
▲ 0.50% · 4.625%
HK$85,550
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,532/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,106
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,878
−HK$2,816/mo
Today · 4.125%
HK$94,694
baseline
▲ 0.50% · 4.625%
HK$100,455
+HK$5,761/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,388/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,129
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,788
−HK$2,697/mo
Today · 4.125%
HK$104,485
baseline
▲ 0.50% · 4.625%
HK$109,993
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,970/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$920,951 · Scale 2, in force from 26 Feb 2026)