LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,506
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,046
−HK$1,565/mo
Today · 4.125%
HK$52,611
baseline
▲ 0.50% · 4.625%
HK$55,812
+HK$3,201/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,222/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,075
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,553
−HK$1,498/mo
Today · 4.125%
HK$58,051
baseline
▲ 0.50% · 4.625%
HK$61,111
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,102/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,408
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,256
−HK$1,877/mo
Today · 4.125%
HK$63,133
baseline
▲ 0.50% · 4.625%
HK$66,975
+HK$3,842/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,266/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,091
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,863
−HK$1,798/mo
Today · 4.125%
HK$69,661
baseline
▲ 0.50% · 4.625%
HK$73,333
+HK$3,672/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,322/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,309
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,465
−HK$2,190/mo
Today · 4.125%
HK$73,655
baseline
▲ 0.50% · 4.625%
HK$78,137
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,310/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,106
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$79,174
−HK$2,097/mo
Today · 4.125%
HK$81,271
baseline
▲ 0.50% · 4.625%
HK$85,555
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,542/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,112
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,884
−HK$2,816/mo
Today · 4.125%
HK$94,700
baseline
▲ 0.50% · 4.625%
HK$100,462
+HK$5,762/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,400/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,136
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,795
−HK$2,697/mo
Today · 4.125%
HK$104,492
baseline
▲ 0.50% · 4.625%
HK$110,000
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,984/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,093 · Scale 2, in force from 26 Feb 2026)