LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,507
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,047
−HK$1,565/mo
Today · 4.125%
HK$52,612
baseline
▲ 0.50% · 4.625%
HK$55,813
+HK$3,201/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,224/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,076
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,553
−HK$1,499/mo
Today · 4.125%
HK$58,052
baseline
▲ 0.50% · 4.625%
HK$61,112
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,104/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,409
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,877/mo
Today · 4.125%
HK$63,134
baseline
▲ 0.50% · 4.625%
HK$66,976
+HK$3,842/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,268/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,092
−HK$3,570/mo
▼ 0.25% · 3.875%
HK$67,864
−HK$1,798/mo
Today · 4.125%
HK$69,662
baseline
▲ 0.50% · 4.625%
HK$73,334
+HK$3,672/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,324/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,310
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,466
−HK$2,191/mo
Today · 4.125%
HK$73,657
baseline
▲ 0.50% · 4.625%
HK$78,138
+HK$4,481/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,314/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,107
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,175
−HK$2,098/mo
Today · 4.125%
HK$81,273
baseline
▲ 0.50% · 4.625%
HK$85,557
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,546/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,113
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,885
−HK$2,816/mo
Today · 4.125%
HK$94,701
baseline
▲ 0.50% · 4.625%
HK$100,464
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,402/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,137
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,796
−HK$2,698/mo
Today · 4.125%
HK$104,494
baseline
▲ 0.50% · 4.625%
HK$110,002
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,988/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,129 · Scale 2, in force from 26 Feb 2026)