LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,508
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,048
−HK$1,564/mo
Today · 4.125%
HK$52,612
baseline
▲ 0.50% · 4.625%
HK$55,814
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,224/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,077
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,554
−HK$1,499/mo
Today · 4.125%
HK$58,053
baseline
▲ 0.50% · 4.625%
HK$61,113
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,106/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,409
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,257
−HK$1,878/mo
Today · 4.125%
HK$63,135
baseline
▲ 0.50% · 4.625%
HK$66,976
+HK$3,841/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,270/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,092
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,865
−HK$1,798/mo
Today · 4.125%
HK$69,663
baseline
▲ 0.50% · 4.625%
HK$73,335
+HK$3,672/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,326/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,311
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,467
−HK$2,190/mo
Today · 4.125%
HK$73,657
baseline
▲ 0.50% · 4.625%
HK$78,139
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,314/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,108
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,176
−HK$2,098/mo
Today · 4.125%
HK$81,274
baseline
▲ 0.50% · 4.625%
HK$85,558
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,548/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,114
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,886
−HK$2,816/mo
Today · 4.125%
HK$94,702
baseline
▲ 0.50% · 4.625%
HK$100,465
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,404/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,138
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,797
−HK$2,698/mo
Today · 4.125%
HK$104,495
baseline
▲ 0.50% · 4.625%
HK$110,003
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,990/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,150 · Scale 2, in force from 26 Feb 2026)