LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,510
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$51,050
−HK$1,564/mo
Today · 4.125%
HK$52,614
baseline
▲ 0.50% · 4.625%
HK$55,816
+HK$3,202/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,228/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,079
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,556
−HK$1,499/mo
Today · 4.125%
HK$58,055
baseline
▲ 0.50% · 4.625%
HK$61,115
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,110/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,412
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$61,260
−HK$1,877/mo
Today · 4.125%
HK$63,137
baseline
▲ 0.50% · 4.625%
HK$66,979
+HK$3,842/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$126,274/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,095
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,867
−HK$1,799/mo
Today · 4.125%
HK$69,666
baseline
▲ 0.50% · 4.625%
HK$73,338
+HK$3,672/mo
Deposit HK$8.68M · loan HK$13.03M · min. income ≈ HK$139,332/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,314
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$71,470
−HK$2,190/mo
Today · 4.125%
HK$73,660
baseline
▲ 0.50% · 4.625%
HK$78,142
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,320/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,111
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$79,179
−HK$2,098/mo
Today · 4.125%
HK$81,277
baseline
▲ 0.50% · 4.625%
HK$85,561
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,554/mo (50% DSR)
Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,117
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,890
−HK$2,816/mo
Today · 4.125%
HK$94,706
baseline
▲ 0.50% · 4.625%
HK$100,469
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,412/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,142
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,801
−HK$2,698/mo
Today · 4.125%
HK$104,499
baseline
▲ 0.50% · 4.625%
HK$110,007
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$208,998/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,234 · Scale 2, in force from 26 Feb 2026)