LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,511
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$51,051
−HK$1,565/mo
Today · 4.125%
HK$52,616
baseline
▲ 0.50% · 4.625%
HK$55,817
+HK$3,201/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$105,232/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,080
−HK$2,976/mo
▼ 0.25% · 3.875%
HK$56,558
−HK$1,498/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,116
+HK$3,060/mo
Deposit HK$10.86M · loan HK$10.86M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$11.78M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,413
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$61,261
−HK$1,878/mo
Today · 4.125%
HK$63,139
baseline
▲ 0.50% · 4.625%
HK$66,981
+HK$3,842/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$126,278/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,096
−HK$3,571/mo
▼ 0.25% · 3.875%
HK$67,869
−HK$1,798/mo
Today · 4.125%
HK$69,667
baseline
▲ 0.50% · 4.625%
HK$73,340
+HK$3,673/mo
Deposit HK$8.69M · loan HK$13.03M · min. income ≈ HK$139,334/mo (50% DSR)
Upfront cash ≈ HK$9.61M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,315
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$71,471
−HK$2,191/mo
Today · 4.125%
HK$73,662
baseline
▲ 0.50% · 4.625%
HK$78,144
+HK$4,482/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$147,324/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,112
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$79,181
−HK$2,098/mo
Today · 4.125%
HK$81,279
baseline
▲ 0.50% · 4.625%
HK$85,563
+HK$4,284/mo
Deposit HK$6.51M · loan HK$15.20M · min. income ≈ HK$162,558/mo (50% DSR)
Upfront cash ≈ HK$7.44M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,120
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,892
−HK$2,816/mo
Today · 4.125%
HK$94,708
baseline
▲ 0.50% · 4.625%
HK$100,471
+HK$5,763/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$189,416/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,145
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,804
−HK$2,697/mo
Today · 4.125%
HK$104,501
baseline
▲ 0.50% · 4.625%
HK$110,009
+HK$5,508/mo
Deposit HK$2.17M · loan HK$19.54M · min. income ≈ HK$209,002/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$921,285 · Scale 2, in force from 26 Feb 2026)